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Resolve Credit Card Debt and Personal Loans
in as Little as 24 - 48 Months
Resolve Credit Card Debt
and Personal Loans in
as Little as
24 - 48 Months

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Do You Need Credit Counseling in Wichita Falls Texas?

Are you mired in debt? If your finances are in poor condition, consider getting help. A credit counseling agency can help you determine which solution is best. If you’re struggling with debt and don’t know what to do or where to start, go over this list. It won’t cover every step, but it can point you in the right direction.

Do You Need Credit Counseling?

If you want to whip your finances into shape, credit counseling in Wichita Falls Texas can help. Even if you’re behind on your payments, that doesn’t mean it’s too late. Reach out to a credit counseling service and find out what your options are. You might be able to get on track with payments which could be an alternative to bankruptcy.

How Does Credit Counseling Help?

Credit counseling tells you about your options. You can choose an approach such as debt consolidation in Wichita Falls Texas, which means rolling multiple debts into one. That will make it easier for you to manage the payments, reduce the monthly payments, or lower your interest rate. If you haven’t done any budget plans before, a credit counseling service can also extend this assistance to you. An expert will look over your finances and come up with a debt management plan. Following that plan can help you get out of debt sooner. A debt consolidation loan is not offered by a credit counseling service, but they can review your credit and see if you have a good chance of qualifying for one. If not, the credit counselor can lower your existing interest rates without a new loan.

Are There Any Issues You Need to Know?

Debt management plans work. But they’re only effective if you follow them through. If you fall back on your payments, you’ll end up in a worse financial condition than when you started. That’s why it’s essential that before you choose a debt relief option, ask yourself if you can commit to the plan or program. You need to if you want to see successful results. Talking to a credit counseling service might help, too, in this regard. Also, keep in mind that if you cannot qualify for a debt consolidation loan, and want to save more money than a credit counseling program, a debt settlement option might be a great way to resolve your debt without bankruptcy.  Rather than lowering the interest, the balances are negotiated. Always research a company and be sure they have a location in Texas if that makes you feel more comfortable. Many out-of-state companies charge enormous fees. Always research the Better Business Bureau for accreditation and read any complaints.

Call 940-374-3510 for a Wichita Falls Texas Debt Consolidation or Debt Relief Consultation.

Debt Redemption Client Experiences

Austin M.
Austin M.
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My wife and I lost a third of our income after the pandemic started. Our entire household was struck with COVID, which marked the beginning of our downward financial spiral. Due to late payments, the interest on most of our 26 credit cards and 186K debt hit 29%. While stepping into my truck one morning, a man handed me court documents from Discover. We knew at that point we had to do something, but we also knew we would not be able to make the debt go away in bankruptcy due to our income. We met with a bankruptcy attorney anyway to see if anything could be done, and he recommended we liquidate investments since we could not afford chapter 13 payments. I heard about debt relief companies, but my sister-in-law advised us against them after she used another company in Arizona and received non-stop harassment calls from creditors. She was also upset she had to pay that company 25% of her debt for fees.Not considering any debt relief service, my wife and I saw Debt Redemption on the Channel 5 news and found reviews of other people with large debt situations using this company specifically. Being based in San Antonio and advertising lower fees than other companies, we decided to make an appointment with Jack Brandon and ended up signing up the same day. All debt collectors stopped calling, and we never had to show up to court for the lawsuit. The lawsuit was dismissed with a savings of over 19K on the one debt alone. After two years in the program, they have settled most of our debts for less than we expected. If it werent for COVID, we would never have been in this situation, but thankfully the program is affordable with Jack and Debt Redemption doing everything they said they would and more. My wife and I will always encourage anyone who needs help with massive debt to reach out to this company.
Jonathan R.
Jonathan R.
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$147,000 between high interest credit cards and personal loans became to much to handle after our small business had a reduction in revenue. We contacted other debt consolidation type companies and besides no locations in Texas, none of them offered anything thing like what we recieved here. Jack was very professional and took a lot of time to explain several options and programs available to us. After we enrolled, the creditors stopped calling and we are paying less than a third of what we were paying the creditors with the very high interest rates. I highly recommend them if you need help with debt. Thank you!

How to Receive Debt Consolidation in Wichita Falls, Texas

The fastest way to get help is to call now. You may also select your debt amount with the slider and use the form above for a free and no-obligation consultation with a Texas Debt Specialist.

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Debt Consolidation Wichita Falls, Texas, Debt Consolidation Loans, Wichita Falls, Texas, Credit Counseling, Wichita Falls, Texas, and Debt Relief Wichita Falls, Texas, Consultations are Free of Charge with No Obligation.

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Debt Consolidation Wichita Falls, Texas, Credit Counseling Wichita Falls, Texas, and Debt Relief Wichita Falls, Texas Consultations are free of charge with no obligation. Debt Redemption is not a lender but provides a marketplace to receive offers from our network of lenders. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before our performance fee of 15% and any optional third-party fees.  Individual results may vary based on the ability to save sufficient funds, ability to complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any associated attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are available in Texas. Logos used are the property of their respective owners. 

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