Debt Consolidation Texas
Free Phone or Office Consultation
956-391-1200
Debt Consolidation Texas
956-391-1200
Free Phone or Office Consultation
Debt Consolidation Texas

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956-391-1200

Resolve Credit Card Debt and Personal Loans
in as Little as 24 - 48 Months

Resolve Credit Card Debt
and Personal Loans in
as Little as
24 - 48 Months

  • Our Texas Debt Relief service provided exclusively to Texans is typically 40% LESS than out-of-state competitors
  • Low monthly program payments with no new loans needed
  • Options for reduced interest or negotiated balance reductions
  • Ask your Texas Debt Specialist about our lowest fee gurantee
  • Credit Card Debt Consolidation Loans up to 100K are available in Texas using our affiliate platform of lenders
  • Facing a creditor lawsuit? Contact us for help ASAP!
  • Our Texas Debt Relief service provided exclusively to Texans is typically 40% LESS than out-of-state competitors
  • Low monthly program payments with no new loans needed
  • Options for reduced interest or negotiated balance reductions
  • Ask your Texas Debt Specialist about our lowest fee guarantee
  • Credit Card Debt Consolidation Loans up to 100K are available in Texas using our affiliate platform of lenders
  • Facing a creditor lawsuit? Contact us for help ASAP!

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Things to Consider When Getting a Debt Consolidation Loan in Weslaco, Texas

There are various types of debt consolidation you choose from. If you are buried and stressed from debt and need a solution, you must understand these loans. Knowing these loans will help you stay organized, help you save, and make it easier to clear high-interest debts with a low-interest loan. So what is a debt consolidation loan, and what are the various types? Debt Consolidation Loan In Weslaco Texas

What is a debt consolidation loan?

It refers to a loan you apply for to refinance your debts. You apply for a loan for the amount you owe in debt and then use it to pay off your debt balances. After clearing the loans, you only have one loan to service.

When picking a debt consolidation loan in Weslaco, Texas, there are certain things you need to consider. They include:

  • Loan Type: There are various debt consolidation loan types, but the most common are personal loans, credit cards with 0% APR introductory rates, home equity, and 401(k) loans.
  • Loan terms: It’s important to know the terms and conditions of your loan. Note that the payment period, amount, and interest rate depend on your loan type and financial status.
  • Secured or unsecured: You can choose to get a secured or unsecured loan. With secured loans, you need to put down collateral. An example is a home equity loan that you secure with your home. Then, if you miss a payment, the lender can take it to pay off the balance.

However, if you are afraid to risk your assets, you can consider an unsecured loan. Examples are personal loans and 0% APR credit cards.

If you are confused about what loan is right for you, you can seek credit counseling in Weslaco, Texas. The experts will help evaluate your financial status and advise on the best way to consolidate your debts.

What are the debt consolidation requirements?

Whenever you consolidate debts, there are requirements. First, there are monthly payments; therefore, you need a steady source of income. Also, a good credit score is vital in getting a loan. Most lenders use your credit score to determine if they will offer you a loan. The best credit score is above 740. However, you might qualify with a credit score between 670-739 but might pay higher interest rates. The creditor will also examine your debt-to-income ratio.

There is hope for people with creditworthiness below 670. They can qualify, but they will get bad credit consolidation loans with a very high-interest rate.

A debt consolidation loan is an excellent idea to resolve your high-interest debts. But, you need all the details on the loans. This information will help you make the right decision. You can also consider credit counseling, debt settlement, or bankruptcy if you are unable to qualify for a debt consolidation loan. There are pros and cons with each option, so talk to a Texas Debt Specialist to learn more.

Call 956-391-1200 for a Weslaco Texas Debt Consolidation or Debt Relief Consultation.

Debt Redemption Client Experiences

Austin M.
Austin M.
Read More
My wife and I lost a third of our income after the pandemic started. Our entire household was struck with COVID, which marked the beginning of our downward financial spiral. Due to late payments, the interest on most of our 26 credit cards and 186K debt hit 29%. While stepping into my truck one morning, a man handed me court documents from Discover. We knew at that point we had to do something, but we also knew we would not be able to make the debt go away in bankruptcy due to our income. We met with a bankruptcy attorney anyway to see if anything could be done, and he recommended we liquidate investments since we could not afford chapter 13 payments. I heard about debt relief companies, but my sister-in-law advised us against them after she used another company in ******* and received non-stop harassment calls from creditors. She was also upset she had to pay that company 25% of her debt for fees.Not considering any debt relief service, my wife and I saw Debt Redemption on the **** 5 news and found reviews of other people with large debt situations using this company specifically. Being based in *********** and advertising lower fees than other companies, we decided to make an appointment with *********************** and ended up signing up the same day. All debt collectors stopped calling, and we never had to show up to court for the lawsuit. The lawsuit was dismissed with a savings of over 19K on the one debt alone. After two years in the program, they have settled most of our debts for less than we expected. If it werent for COVID, we would never have been in this situation, but thankfully the program is affordable with **** and Debt Redemption doing everything they said they would and more. My wife and I will always encourage anyone who needs help with massive debt to reach out to this company.
Jonathan R.
Jonathan R.
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$147,000 between high interest credit cards and personal loans became to much to handle after our small business had a reduction in revenue. We contacted other debt consolidation type companies and besides no locations in Texas, none of them offered anything thing like what we recieved here. Jack was very professional and took a lot of time to explain several options and programs available to us. After we enrolled, the creditors stopped calling and we are paying less than a third of what we were paying the creditors with the very high interest rates. I highly recommend them if you need help with debt. Thank you!
Read More Reviews at the Better Business Bureau

How to Receive Debt Consolidation in Weslaco, Texas

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Debt Consolidation Weslaco, Texas, Credit Counseling Weslaco, Texas, and Debt Relief Weslaco, Texas Consultations are free of charge with no obligation. Debt Redemption is not a lender but provides a marketplace to receive offers from our network of lenders. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before our performance fee of 15% and any optional third-party fees.  Individual results may vary based on the ability to save sufficient funds, ability to complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any associated attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are available in Texas. Logos used are the property of their respective owners. 

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