*Please use the slider to select your debt amount
Settling your debt might be the best option for you. If this is the route you plan to take, here are some tips to help you out. Putting these suggestions to good use can improve your chances of resolving your unsecured debts successfully.
Before you choose debt settlement in Texas City, you need to be sure that it’s the best possible option to help you eliminate the mountain of debt you have over your head. Will you choose a long-term payment plan, or do you have enough money to cover the reduced repayment option? Your monthly program payment could be less than half compared to making the minimum payment. Will it provide you with considerable debt relief?
Before signing a contract with any credit counseling services that offer debt relief in Texas City, go over the terms and conditions. Know them inside and out. That way, you know your rights and what you can expect. If you have questions, bring them up before signing the contract. Lump sum payments cost less in the long run than monthly repayment plans, so keep that in mind when you negotiate the terms of your debt settlement.
When you talk to a credit counselor, stick to your story. Don’t try to embellish it with additional, unnecessary drama. Make it clear why you can’t pay off the debt. They need to know that you’re in a difficult situation and debt settlement is the best offer they will get out of you rather than having to deal with the possibility that you might never pay off the debt. Practice a few lines and rehearse before you make that call.
Some creditors might try to bully you and don’t condone those tactics. Ask them to stop if they threaten to arrest you for failing to repay the debt, harass you, or shame you in public. The FDCPA is a federal law that protects from certain types of harassment and only applies to third-party debt collectors, not the original creditor. Texas has special laws under the Texas Consumer Finance Code or the Texas Debt Collection Act that also applies to first-party creditors.
Call 409-257-6239 for a Texas City Texas Debt Consolidation or Debt Relief Consultation.
The fastest way to get help is to call now. You may also select your debt amount with the slider and use the form above for a free and no-obligation consultation with a Texas Debt Specialist.
Debt Consolidation Texas City, Texas, Debt Consolidation Loans, Texas City, Texas, Credit Counseling, Texas City, Texas, and Debt Relief Texas City, Texas, Consultations are Free of Charge with No Obligation.
Debt Consolidation Texas City, Texas, Credit Counseling Texas City, Texas, and Debt Relief Texas City, Texas Consultations are free of charge with no obligation. Debt Redemption is not a lender but provides a marketplace to receive offers from our network of lenders. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before our performance fee of 15% and any optional third-party fees. Individual results may vary based on the ability to save sufficient funds, ability to complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any associated attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are available in Texas. Logos used are the property of their respective owners.