• Get A Free Debt Relief Quote

  • Select Your Debt Amount Below:

*Please use the slider to select your debt amount

or Talk to a San Antonio Debt Relief Specialist 210-503-1099

or Talk to a San Antonio Debt Specialist

Resolve Credit Card Debt and Personal Loans
in as Little as 24 - 48 Months

Debt Consolidation and Debt Relief in San Antonio Texas may help resolve overwhelming credit card and personal loan debt problems.

If you live in San Antonio, Texas, and are considering Debt Consolidation or Debt Relief, the information below can help you decide which option to get out of debt.

Debt redemption San Antonio Texas

Avoiding Bankruptcy in San Antonio may be possible with Debt Consolidation or Debt Relief

The majority of San Antonio residents who are drowning in debt would prefer to stay out of bankruptcy. Bankruptcy can be expensive and very damaging. Consumer bankruptcy comes in two different flavors.One is Chapter 7, which requires filers to liquidate any non-exempt assets. The other type of Bankruptcy is a Chapter 13 repayment plan. Depending on your income, circumstances, and what the Bankruptcy Court determines, Chapter 13 could be less expensive compared to a Debt Relief Plan, or it could be more expensive. It is also important to consider that Bankruptcy will be a public record for the rest of your life, so even after 10 years, when it is no longer on your credit report, it can still be uncovered with background checks. If you are considering Bankruptcy, you will want to speak with a qualified San Antonio Bankruptcy attorney.

Debt Consolidations Loans in San Antonio can offer lower interested rates compared to credit cards

Debt Consolidation Loans are one option for some people to reduce the cost of high-interest credit card debt but are very difficult to qualify for. If you have excellent credit scores, you can try your local bank or credit union in San Antonio to see if you are eligible for a Debt Consolidation Loan. If your credit score is not at least 720, you may find it challenging to qualify. Your income in relation to our monthly debt expenses will also be a large determining factor in your qualification for a debt consolidation loan in San Antonio, Texas. This is referred to as the debt-to-income ratio. While this is not part of your credit score, your debt-to-high credit ratio is greatly factored into your credit score. The combination of credit score, debt-to-high credit, and your debt-to-income ratio is what will determine your eligibility for a Debt Consolidation Loan.

Debt Consolidation in San Antonio is available with Credit Counseling.

Another way to consolidate debt is by using a Credit Counseling Program. Also known as Debt Management Plans, these options do not require good credit scores and may reduce your interest rates. Debt enrolled must be unsecured such as a credit card debt or personal loans with no collateral attached. Not all unsecured debts will qualify to consolidate debt with a Credit Counseling Debt Management Plan. If you enroll in a Credit Counseling Plan, you will make one payment per month, and it will be distributed amongst your creditors. Typically, your high-interest credit card rates can be lowered down to around 6 to 11 percent. If you have debts that are delinquent for more than six months, or if you need a lower monthly cost and want to resolve your debt quicker, there is another option.

Debt Relief in San Antonio using Debt Settlement could be the most cost-effective Debt Consolidation solution

Debt Settlement is also referred to as Debt Negotiation, and Debt relief in this manner is different compare to Credit Counseling because small monthly payments are not made to your creditors. Your creditors will be negotiated and settled for less than you owe with funds saved in a special savings account. This means your monthly program payments could be much lower compared to making minimum payments or Credit Counseling in San Antonio. Consolidating debt in this manner may be the best option if you are behind in payments or will eventually fall behind. If you need the lowest monthly cost without Bankruptcy, then Debt Settlement in San Antonio could be your best option.

It is important to use a local Debt Consolidation company in San Antonio because out-of-state companies may not understand the debt relief Texas laws that could provide you additional benefits if they are utilized. Debt Redemption is also able to help with pre-existing creditor lawsuits and has an exclusive relationship with a top Texas creditor lawsuit defense attorney that will provide special rates to Debt Redemptions Texas Debt Relief clients in San Antonio.

With multiple offices in Texas, Debt Redemption Texas Debt Relief is headquartered in San Antonio, Texas, and provides Debt Management services in the entire loan star state. Debt Redemption does not provide Debt Consolidation Loans but can make recommendations for your unique situation, if applicable. Debt Redemption does provide Credit Counseling Debt Management Plans and Debt Relief with Debt Negotiation and Debt Settlement for local San Antonio Texas residents. Debt Redemption will explain your options and provide free Debt Consolidation or Debt Relief San Antonio office consultation with no obligation.


Call 210-503-1099 to learn about local options for Debt Relief and Debt Consolidation in San Antonio.

Debt Redemption User Experiences

Delainey P
Delainey P
Read More
I've been telling everyone how much I appreciate Debt Redemption. From the beginning their debt counselor clearly explained all options available, answered every single question without sugar coating and now are genuinely helping my husband and I to put our debt problems finally behind us. If you need an honest and caring company to help this is it right here. The local office is a big plus for me too. I originally saw them on the local morning new show SA Living.
Jonathan R
Jonathan R
Read More
$147,000 between high interest credit cards and personal loans became to much to handle after our small business had a reduction in revenue. We contacted other debt consolidation type companies and besides no locations in Texas, none of them offered anything thing like what we recieved here. Jack was very professional and took a lot of time to explain several options and programs available to us. After we enrolled, the creditors stopped calling and we are paying less than a third of what we were paying the creditors with the very high interest rates. I highly recommend them if you need help with debt. Thank you!

How to Receive Debt Relief or Debt Consolidation in
San Antonio, Texas

The fastest way to get help is to call now. You may also select your debt amount with the slider and use the form above for a free and no-obligation consultation with a Texas Debt Specialist.

No Obligation

Debt Consolidation Loan San Antonio, Credit Counseling San Antonio, and Debt Relief San Antonio Consultations are Free of Charge with No Obligation.

Corporate Office

Please Call For Additional Texas Branch Locations

Debt Consolidation San Antonio, Texas, Credit Counseling San Antonio, Texas, and Debt Relief San Antonio, Texas Consultations are free of charge with no obligation. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before fees of 15% over a 24-48 month period. Individual results may vary based on the ability to save sufficient funds, ability to complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. We are not a lender but offer a platform to receive offers from multiple lenders. Programs are available in Texas. Logos used are property of their respective owners.

Privacy Policy | Debt Consolidation San Antonio, Texas | Debt Relief San Antonio, Texas |  © Debt Redemption San Antonio Debt Relief 2022 | All Rights Reserved