• Get A Free Debt Relief Quote

  • Select Your Debt Amount Below:

*Please use the slider to select your debt amount

or Talk to a Texas Debt Relief Specialist 956-307-3777

Ask about our $1,000 Lowest Fee Gurantee

or Talk to a Texas Debt Specialist

Ask about our $1,000 Lowest Fee Gurantee

Resolve Credit Card Debt and Personal Loans
in as Little as 24 - 48 Months
Resolve Credit Card Debt
and Personal Loans in
as Little as
24 - 48 Months

Click to See our Frequently Asked Questions 

Recent Internet Articles

Debt Consolidation McAllen Texas and Debt Relief in McAllen Texas

Debt Consolidation McAllen Texas could help to eliminate overwhelming high-interest credit card and personal loan debt.

If you live here in McAllen Texas, and are considering debt consolidation or debt relief, the information below may be able to help you decide on an option best suited to help you get out of debt quickly.

Local McAllen Texas residents dealing with painful, overwhelming debt usually want and avoid bankruptcy if there is another affordable way to quickly eliminate the high-interest debt. However, they may not be aware of the options to consolidate debt and obtain debt relief in McAllen.

Daytime Debt Redemption Texas Debt Relief

Debt Consolidation Loans in McAllen Texas

Debt consolidation loans in McAllen are possible for some individuals struggling with debt, but unfortunately, so many find out the hard way that they simply cannot qualify. After reviewing your credit reports and determining that you have excellent credit, you can apply for a debt consolidation loan at a McAllen bank or McAllen credit union. It is best to start with your own bank or credit union since your history with the lender may give you a better chance of qualifying. If your credit score is not at least a 720, there is a good chance you will not be able to obtain a debt consolidation loan in McAllen. If you can qualify for a debt consolidation loan in McAllen, there is a good chance that it may not be a favorable interest rate or that it won’t be enough funds to pay off your high-interest debt. Income will also be an extremely important factor to determine your ability to qualify and use a debt consolidation loan in McAllen Texas. Unsecured debt consolidation loans are very high risk for the lenders.


Credit Counseling in McAllen is another form of Debt Consolidation

These are also called debt management plans, and there is some great news about using one. Good credit scores are not needed to obtain interest rate reductions compare to paying high-interest credit cards. Credit counseling using a management plan in McAllen is only available for certain types of debts. First, the debt is not allowed to be secured, but the majority of credit cards and select personal loans will qualify. If the loan has any type of collateral attached, it will not be eligible. Also, not every unsecured debt can utilize the benefits of consolidating debt in McAllen with a traditional credit counseling debt management plan. Texas payday loans and predatory lenders in Texas will not qualify for enrollment into a credit counseling plan in McAllen, but they may qualify for a debt settlement in McAllen, which will be discussed in the information below.

The convenience of having the credit counsellor make just one monthly payment to the enrolled creditors will be available if you choose to enroll in a McAllen credit counselling plan.

Debt Relief in McAllen could be more affordable with Debt Settlement

For debt relief in McAllen Texas, consider debt settlement. These programs are also referred to as a debt negotiation plan but are a lot different in structure compared to a credit counseling plan. If you enroll in a debt settlement program, monthly payments will not be made to each one of your creditors. A considerable difference is that you will make monthly program payments where money accrues into a specialized savings account. As the money builds up, each one of your creditors is settled for less than you owe by the McAllen debt relief company one at a time throughout the program. Your McAllen debt relief program monthly payments could be much lower compared to making high-interest minimum payments. Even if you can afford minimum payments, it could take decades to pay off your debt, depending on your situation so using a debt relief plan in McAllen has the benefit if saving you a lot of future interest charges.


Debt settlement in McAllen Texas could cost much less compared to a credit counseling program. Debt negotiation could be the right option for you to consolidate debt in McAllen Texas if you are unable to make minimum payments or if you feel that in the not distant future, you will fall behind. If you fall into either category, you should get debt help in McAllen.


Avoiding Bankruptcy in McAllen is possible with the right Debt Relief Plan

Getting out of debt without bankruptcy as quickly as possible and for the least amount of money may be available with a McAllen debt relief plan.

McAllen Texas residents should always utilize a Texas debt consolidation company or Texas debt relief company. Debt Relief companies not in Texas may not understand specific consumer protection laws protecting Texas residents. These protections can be important for debt relief in Texas. Debt Redemption Texas Debt Relief has the ability to assist those struggling with pre-existing creditor lawsuits by utilizing a special and exclusive relationship with a highly awarded Texas lawsuit defense attorney.

Debt Redemption Texas Debt Relief clients benefit from the ability to take advantage of high-quality legal services from the separate law firm at a highly discounted rate when needed.

Debt Redemption Texas Debt Relief has multiple offices in Texas and is also headquartered in Texas. The company has been providing debt management services to the Lone Star State for nearly two decades. Debt Redemption isn’t a lender and will not offer McAllen debt consolidation loans but often makes debt consolidation loan recommendations for individual situations when it makes sense. Debt Redemption offers credit counseling in McAllen with debt management plans and debt relief in McAllen. Debt Redemption specializes in providing debt negotiation in McAllen and debt settlement in McAllen. By calling Debt Redemption, a Texas Debt Specialist will explain all your non-bankruptcy options and provide free consultations with no obligation.

Call 956-307-3777 now to learn about your options for Debt Relief in McAllen and Debt Consolidation in McAllen

Debt Redemption Client Experiences

Austin M.
Austin M.
Read More
My wife and I lost a third of our income after the pandemic started. Our entire household was struck with COVID, which marked the beginning of our downward financial spiral. Due to late payments, the interest on most of our 26 credit cards and 186K debt hit 29%. While stepping into my truck one morning, a man handed me court documents from Discover. We knew at that point we had to do something, but we also knew we would not be able to make the debt go away in bankruptcy due to our income. We met with a bankruptcy attorney anyway to see if anything could be done, and he recommended we liquidate investments since we could not afford chapter 13 payments. I heard about debt relief companies, but my sister-in-law advised us against them after she used another company in Arizona and received non-stop harassment calls from creditors. She was also upset she had to pay that company 25% of her debt for fees.Not considering any debt relief service, my wife and I saw Debt Redemption on the Channel 5 news and found reviews of other people with large debt situations using this company specifically. Being based in San Antonio and advertising lower fees than other companies, we decided to make an appointment with Jack Brandon and ended up signing up the same day. All debt collectors stopped calling, and we never had to show up to court for the lawsuit. The lawsuit was dismissed with a savings of over 19K on the one debt alone. After two years in the program, they have settled most of our debts for less than we expected. If it werent for COVID, we would never have been in this situation, but thankfully the program is affordable with Jack and Debt Redemption doing everything they said they would and more. My wife and I will always encourage anyone who needs help with massive debt to reach out to this company.
Jonathan R.
Jonathan R.
Read More
$147,000 between high interest credit cards and personal loans became to much to handle after our small business had a reduction in revenue. We contacted other debt consolidation type companies and besides no locations in Texas, none of them offered anything thing like what we recieved here. Jack was very professional and took a lot of time to explain several options and programs available to us. After we enrolled, the creditors stopped calling and we are paying less than a third of what we were paying the creditors with the very high interest rates. I highly recommend them if you need help with debt. Thank you!

How to Receive Debt Relief or Debt Consolidation in McAllen, Texas

The fastest way to get help is to call now. You may also select your debt amount with the slider and use the form above for a free and no-obligation consultation with a Texas Debt Specialist.

No Obligation

Debt Consolidation Loan McAllen, Credit Counseling McAllen, and Debt Relief McAllen Consultations are Free of Charge with No Obligation.

Contact Information

Please Call For Additional Texas Branch Locations

Debt Consolidation McAllen, Texas, Credit Counseling McAllen, Texas, and Debt Relief McAllen, Texas Consultations are free of charge with no obligation. Debt Redemption is not a lender but provides a marketplace to receive loan offers from our network of lenders. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before fees of 15% over a 24-48 month period. Individual results may vary based on the ability to save sufficient funds, the ability to complete the program, and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are available in Texas. Logos used are the property of their respective owners.

Privacy Policy | Debt Consolidation McAllen Texas | Debt Relief McAllen Texas | © Debt Redemption Texas Debt Relief 2022 | All Rights Reserved