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and Personal Loans in
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24 - 48 Months

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Debt Consolidation in Lancaster, Texas

The process of taking a new loan to pay off other obligations and consumer debts is known as debt consolidation. This loan is one way of refinancing your debts. Once your loan application gets granted, you’ll use the money to pay down the sums on your existing debts. After then, you’ll gradually pay off the new loan. There are also forms of consolidation that do not require a new loan. Debt Consolidation In Lancaster Texas

Main benefits of debt consolidation

Most people combine their debts to gain one or more of these advantages:

  • to reduce the interest
  • reduce payments
  • To make managing debt easier.

The top debt consolidation loans in Lancaster, Texas might succeed in all three objectives. For example, let’s say that the interest rates on your credit cards range from 17% to 27%. A home equity loan at 7 percent gets used to pay them off. If so, you can lower your monthly expense, lower your interest rate, and consolidate multiple payments into a single payment.

How to consolidate our debt

There are numerous approaches to debt consolidation in Lancaster, Texas. Here is a collection of typical examples.

  • Balance transfers on cards. Transferring balances from older cards to a new one with an initial interest-free period is possible. At the time of writing, this usually spans six to 21 months.
  • Consolidation of debt via personal loans. This is the first option for many people, especially those who aren’t homeowners. Then, you apply for a personal loan from your bank or an internet lender, utilizing the money to pay off your current bills.
  • Second mortgages (home equity loans) and cash-out mortgage refinances are only available to some homeowners.
  • 401(k) loan
  • Plans for managing debt from credit counseling companies

No matter how much you make, you can also be carrying a sizable debt load. There are thousands of your neighbors in Fort Worth. There are ways to lessen or eliminate your debt, so it doesn’t have to be an overwhelming issue. It’s essential to educate yourself on how to do it. You can also consider debt settlement or bankruptcy if you cannot afford a debt consolidation loan or if your credit will not allow you to be approved. Check the Better Business Bureau for a debt consolidation company in Texas with a great reputation.

Call 469-663-5003 for a Lancaster Texas Debt Consolidation or Debt Relief Consultation.

Debt Redemption Client Experiences

Austin M.
Austin M.
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My wife and I lost a third of our income after the pandemic started. Our entire household was struck with COVID, which marked the beginning of our downward financial spiral. Due to late payments, the interest on most of our 26 credit cards and 186K debt hit 29%. While stepping into my truck one morning, a man handed me court documents from Discover. We knew at that point we had to do something, but we also knew we would not be able to make the debt go away in bankruptcy due to our income. We met with a bankruptcy attorney anyway to see if anything could be done, and he recommended we liquidate investments since we could not afford chapter 13 payments. I heard about debt relief companies, but my sister-in-law advised us against them after she used another company in Arizona and received non-stop harassment calls from creditors. She was also upset she had to pay that company 25% of her debt for fees.Not considering any debt relief service, my wife and I saw Debt Redemption on the Channel 5 news and found reviews of other people with large debt situations using this company specifically. Being based in San Antonio and advertising lower fees than other companies, we decided to make an appointment with Jack Brandon and ended up signing up the same day. All debt collectors stopped calling, and we never had to show up to court for the lawsuit. The lawsuit was dismissed with a savings of over 19K on the one debt alone. After two years in the program, they have settled most of our debts for less than we expected. If it werent for COVID, we would never have been in this situation, but thankfully the program is affordable with Jack and Debt Redemption doing everything they said they would and more. My wife and I will always encourage anyone who needs help with massive debt to reach out to this company.
Jonathan R.
Jonathan R.
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$147,000 between high interest credit cards and personal loans became to much to handle after our small business had a reduction in revenue. We contacted other debt consolidation type companies and besides no locations in Texas, none of them offered anything thing like what we recieved here. Jack was very professional and took a lot of time to explain several options and programs available to us. After we enrolled, the creditors stopped calling and we are paying less than a third of what we were paying the creditors with the very high interest rates. I highly recommend them if you need help with debt. Thank you!

How to Receive Debt Consolidation in Lancaster, Texas

The fastest way to get help is to call now. You may also select your debt amount with the slider and use the form above for a free and no-obligation consultation with a Texas Debt Specialist.

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Debt Consolidation Lancaster, Texas, Debt Consolidation Loans, Lancaster, Texas, Credit Counseling, Lancaster, Texas, and Debt Relief Lancaster, Texas, Consultations are Free of Charge with No Obligation.

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Debt Consolidation Lancaster, Texas, Credit Counseling Lancaster, Texas, and Debt Relief Lancaster, Texas Consultations are free of charge with no obligation. Debt Redemption is not a lender but provides a marketplace to receive offers from our network of lenders. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before our performance fee of 15% and any optional third-party fees.  Individual results may vary based on the ability to save sufficient funds, ability to complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any associated attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are available in Texas. Logos used are the property of their respective owners. 

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