• Get A Free Debt Relief Quote

  • Select Your Debt Amount Below:

*Please use the slider to select your debt amount

or Talk to a Texas Debt Relief Specialist 817-865-5111

Ask about our $1,000 Lowest Fee Gurantee

or Talk to a Texas Debt Specialist

Ask about our $1,000 Lowest Fee Gurantee

Resolve Credit Card Debt and Personal Loans
in as Little as 24 - 48 Months
Resolve Credit Card Debt
and Personal Loans in
as Little as
24 - 48 Months

Click to See our Frequently Asked Questions 

Recent Internet Articles

Debt Consolidation in Irving Texas and Debt Relief in Irving Texas

Debt Consolidation and Debt Relief could eliminate the stress due to high-interest Credit Card Debt and Personal Loans.

debt relief in Irving Texas

Eliminating overwhelming is challenging without having the means to pay it all off, but Debt Relief in Irving Texas can help. Some Texans are no longer able to manage their debt. Many Texans are carrying $30,000, $60,000, or even $100,000 and more of high-interest credit card debt and high-interest personal loans. Debt Consolidation and Debt Relief are options available to you in Irving Texas using high-quality debt management services provided by the A+ Rated company Debt Redemption Texas Debt Relief.
If you are looking for Debt Relief ir Consolidation in Irving, the following information will benefit you greatly. This important information could assist in saving money and eliminating debt much quicker than making minimum payments.

Avoiding Bankruptcy in Irving Texas with Debt Relief and Debt Consolidation.

Filing for Bankruptcy in Irving is something most of us Texans would like avoid whenever possible. As we know that Texans usually have pride in the way we handle financial situations privately. Most of us have no desire to manage our finances in an embarrassing public bankruptcy proceeding. Many Texans are not aware of excellent alternatives to Eliminate Debt in Irving Texas.
Avoiding bankruptcy and eliminating debt as quickly as possible for the least amount possible can provide you a quick start to financial freedom. Sometimes Debt Relief in Irving Texas is less expensive than chapter 13 repayment plans.

Debt Consolidation Loans in Irving Texas could be a good option.

Debt Consolidation Loans in Irving are offered by most banks and credit unions. Debt Consolidation Loans are likely to require a FICO score of 720 or higher. Some Irving Debt Consolidation Loans will require FICO scores of 740 or higher in order to obtain the lowest available interest rate. If you decide to attempt to obtain a Debt Consolidation Loan, the lender will look closely at your income. The debt-to-income ratio is an essential factor that will determine your ability to qualify for a Debt Consolidation Loan in Irving Texas.

Debt Consolidation using Credit Counseling in Irving.

Debt Management with Irving Credit Counseling does not require a new loan. FICO scores are not considered in a Debt Management Plan. This is a huge benefit for [people who need Debt Relief are unable to qualify Debt Consolidation Loan.
Debt Management in Irving can provide lower rates compare to high-interest credit cards and some personal loans. Credit cards often charge nearly 30% interest, while Consolidating Debt with Credit Counseling may offer interest rates at less than 10%. Only credit cards and some other unsecured debts are eligible for enrollment.
Irving Debt Consolidation Plans with Credit Counseling is not able to provide any benefits for secured debts. Unfortunately, secured debts give the lender an option to repossess or foreclose on property attached to the loan. They can easily choose to take the property instead of offering a Consolidated Debt payment with a lower interest rate. If you want to consolidate secured debt, the only way is to pay it off with a Debt Consolidation Loan.
Nearly all student loans are backed by the Department of Education, therefore making them ineligible for any Debt Relief or Debt Management Plan. A private student loan in collections might qualify for a Debt Settlement plan. Sometimes a Debt Management Plan will be able to free up enough money with the unsecured debt that it will make the management of the student loans and secured debts much easier.

Qualifying for Debt Consolidation in Irving with Credit Counseling.

The majority of credit cards can qualify for Debt Consolidation in Irving Texas when using a Credit Counseling Debt Management Program.  Although some unsecured installment loans and unsecured personal loans will qualify for Credit Counseling, some will not.  A Credit Counselor or Debt Specialist must examine your debts before enrollment.  Irving Credit Counseling Programs provide one monthly payment for all of the creditors enrolled in the program.  You might find it easier to manage the debt by Consolidating Debt with a Debt Consolidation Program.

Debt Relief in Irving with Debt Settlement might be less expensive.

Irving Debt Relief using Debt Settlement has several differences compared to Credit Counseling. Irving Debt Settlement programs offer an opportunity to avoid a damaging and expensive Bankruptcy. Debt Settlement Programs are sometimes less costly than chapter 13 bankruptcy, but it depends on your ability to pay as determined by the court. Debt Relief in Irving Texas with a Debt Settlement Program is much different because creditors are offered settlements one at a time. Settlements usually occur over a 24 to 48 month period. The significant savings with Debt Relief Plans that use Debt Settlement is the negotiation of principal balances rather than just interest rates. During the Debt Settlement Program, monthly payments build in an FDIC insured set-aside account. The monthly cost of a Debt Settlement Irving program might be half or less than half compared to minimum payments with high-interest credit cards.

Debt Settlement in Irving Texas for maximum Debt Relief.

Consolidating Debt in Irving with a Debt Settlement Program is likely the best option if behind in making credit card or other unsecured debt payments.  Debt Settlement can help with outstanding collections too.  Obtaining Debt Relief in Irving Texas now is ideal if you are going to fall behind paying debts at some point in the future.  If your goal to eliminate debt with an affordable alternative to bankruptcy, Debt Settlement may be the best route for your situation.  Eliminating Credit Card Debt in Irving Texas with Debt Settlement or Debt Negotiation might also provide the lowest monthly cost to resolve the debt.

Debt Redemption offers several Debt Relief options in Irving Texas.

Being a resident of our great Lone Star State, consider the benefits of a Texas company for Irving Texas Debt Consolidation or Irving Texas Debt Relief. Debt Relief companies outside of Texas are a lot less likely to have extensive knowledge of the Texas consumer protection laws. Many national companies use a cookie-cutter program for all states they do business in.
The Texas Consumer Finance Code provides protections in addition to the federal laws contained in the Fair Debt Collection Practices Act. We are fortunate to live in Texas because of these consumer protection laws, but your Debt Relief Company must know how to take advantage of them. A Texas Debt Relief Company that focuses the majority of its efforts to help Texans is likely to be more knowledgeable about these laws than a Debt Relief company that is not located in Texas. Debt Redemption can assist those with existing Irving Texas creditor lawsuits or judgments. Debt Redemption also has a significant advantage when utilizing a very special relationship with a top awarded and highly-rated Creditor Lawsuit Defense attorney in Texas.
Debt Redemption Texas Debt Relief clients in Irving Texas have the ability to benefit from optional discounted legal services offered by the affiliated Debt Defense Attorney. Clients of Debt Redemption often take advantage of specialized legal protections provided by the law firm while enrolled in an Irving Debt Relief Program.

Debt Redemption provides Irving Debt Relief and Debt Consolidation.

Debt Redemption Texas Debt Relief has multiple offices in Texas. The company offers several types of Debt Management Services in Irving Texas, and the entire state.
Debt Redemption Texas Debt Relief does not lend money but will offer Debt Consolidation Loan referrals and recommendations when requested. Debt Redemption Texas Debt Relief offers Credit Counseling in Irving Texas, Debt Management in Irving Texas, and Debt Relief in Irving Texas. Debt Negotiation and Debt Settlement is available to you by contacting Debt Redemption.
Debt Redemption will provide you with a knowledgeable and friendly Texas Debt Specialist to help you explore your Debt Relief options. Stop worrying about debt right now. Call to find out more about your debt relief and debt consolidation options in Irving, Texas.

Call 817-865-5111 for Debt Relief and Debt Consolidation in Irving Texas

Debt Redemption Client Experiences

Austin M.
Austin M.
Read More
My wife and I lost a third of our income after the pandemic started. Our entire household was struck with COVID, which marked the beginning of our downward financial spiral. Due to late payments, the interest on most of our 26 credit cards and 186K debt hit 29%. While stepping into my truck one morning, a man handed me court documents from Discover. We knew at that point we had to do something, but we also knew we would not be able to make the debt go away in bankruptcy due to our income. We met with a bankruptcy attorney anyway to see if anything could be done, and he recommended we liquidate investments since we could not afford chapter 13 payments. I heard about debt relief companies, but my sister-in-law advised us against them after she used another company in Arizona and received non-stop harassment calls from creditors. She was also upset she had to pay that company 25% of her debt for fees.Not considering any debt relief service, my wife and I saw Debt Redemption on the Channel 5 news and found reviews of other people with large debt situations using this company specifically. Being based in San Antonio and advertising lower fees than other companies, we decided to make an appointment with Jack Brandon and ended up signing up the same day. All debt collectors stopped calling, and we never had to show up to court for the lawsuit. The lawsuit was dismissed with a savings of over 19K on the one debt alone. After two years in the program, they have settled most of our debts for less than we expected. If it werent for COVID, we would never have been in this situation, but thankfully the program is affordable with Jack and Debt Redemption doing everything they said they would and more. My wife and I will always encourage anyone who needs help with massive debt to reach out to this company.
Jonathan R.
Jonathan R.
Read More
$147,000 between high interest credit cards and personal loans became to much to handle after our small business had a reduction in revenue. We contacted other debt consolidation type companies and besides no locations in Texas, none of them offered anything thing like what we recieved here. Jack was very professional and took a lot of time to explain several options and programs available to us. After we enrolled, the creditors stopped calling and we are paying less than a third of what we were paying the creditors with the very high interest rates. I highly recommend them if you need help with debt. Thank you!

How to Receive Debt Relief or Debt Consolidation in
Irving, Texas

The fastest way to get help is to call now. You may also select your debt amount with the slider and use the form above for a free and no-obligation consultation with a Texas Debt Specialist.

No Obligation

Debt Consolidation Loan Irving, Credit Counseling Irving, and Debt Relief Irving Consultations are Free of Charge with No Obligation.

Contact Information

Please Call For Additional Texas Branch Locations

Debt Consolidation Irving, Texas, Credit Counseling Irving, Texas, and Debt Relief Irving, Texas consultations are free of charge with no obligation. Debt Redemption is not a lender but offers a platform to receive offers from multiple lenders. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before fees of 15% over a 24-48 month period. Individual results may vary based on the ability to save sufficient funds, ability to complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are available in Texas. Logos used are property of their respective owners.

Privacy Policy | Debt Consolidation Irving, Texas | Debt Relief Irving, Texas | © Debt Redemption Texas Debt Relief 2022| All Rights Reserved