Debt Consolidation Texas
Free Phone or Office Consultation
832-810-0050
Debt Consolidation Texas
832-810-0050
Free Phone or Office Consultation
Debt Consolidation Texas

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832-810-0050

Resolve Credit Card Debt and Personal Loans
in as Little as 24 - 48 Months

Resolve Credit Card Debt
and Personal Loans in
as Little as
24 - 48 Months

  • Our Texas Debt Relief service provided exclusively to Texans is typically 40% LESS than out-of-state competitors
  • Low monthly program payments with no new loans needed
  • Options for reduced interest or negotiated balance reductions
  • Ask your Texas Debt Specialist about our lowest fee gurantee
  • Credit Card Debt Consolidation Loans up to 100K are available in Texas using our affiliate platform of lenders
  • Facing a creditor lawsuit? Contact us for help ASAP!
  • Our Texas Debt Relief service provided exclusively to Texans is typically 40% LESS than out-of-state competitors
  • Low monthly program payments with no new loans needed
  • Options for reduced interest or negotiated balance reductions
  • Ask your Texas Debt Specialist about our lowest fee guarantee
  • Credit Card Debt Consolidation Loans up to 100K are available in Texas using our affiliate platform of lenders
  • Facing a creditor lawsuit? Contact us for help ASAP!

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Debt Consolidation in Houston Texas and Debt Relief in Houston in Texas

Debt Consolidation Houston Texas helps resolve the stress of high-interest credit card and personal loan debt problems. Houston Texas Debt Consolidation and Houston Debt Relief is available by Phone or Office consultation provided by Debt Redemption Texas Debt Relief. Houston Texas residents considering debt consolidation or debt relief will find the information below helpful when choosing a path to resolve the debt.

Most people living in Houston prefer to avoid bankruptcy in Houston Texas, when possible. But Houston residents might not know about the different options to eliminate debt. Debt consolidation loans in Houston Texas are one option for some people who qualify, but a large percentage of people who try to obtain them simply do not qualify. If someone feels their credit scores are very high, they can determine if they can get a low-interest debt consolidation loan in Houston by checking with a Houston bank or credit union. The higher the credit score, such as 740 or above, the easier it will be to qualify, and the lower the interest rate that may be available with the Houston debt consolidation loan. Good debt-to-income ratios are essential in addition to credit scores when applying for Houston deb consolidation loans.

Debt Relief Houston Great Day

Debt Consolidation Houston Texas programs include Credit Counseling with a Debt Management Company

Also known as Houston debt management plans; fortunately, these plans do not require a good credit score and can provide much lower interest rates when comparing typical credit card interest rates. To be able to enroll in a credit counseling program in Houston Texas, the Texas consolidated debt cannot be considered secured debt. Secured debt is debt where the lender has collateral that could be repossessed. It also included Department of Education student loans secured by the federal government. Not all unsecured debts will qualify to consolidate debt in Austin Texas with a credit counseling debt management plan, but most credit card debt will qualify. After enrolling in a Houston credit counseling program, there will be only one monthly payment distributed amongst the enrolled creditors monthly. This is a huge convenience when consolidating debt in Houston.

 

Debt Relief in Houston using Debt Settlement may be more cost-effective compared to Credit Counseling

The other way people often avoid bankruptcy in Houston Texas is to use a Houston debt settlement or Houston debt negotiation program. Houston debt relief with debt settlement is different when making a comparison to credit counseling in Houston because small monthly payments are not made to all of the enrolled creditors. By managing debt with a Houston Texas debt relief plan, debt will be negotiated and settled for less than the credit card balances by using funds saved in a special purpose account. The monthly amount is often less than half compared to the creditor’s minimum payments. It can also be much less than a credit counseling plan in Houston Texas. Consolidating debt Houston using this method could be the best option for people who have fallen behind with creditor payments or those who fall behind in the future. When the lowest monthly debt repayment cost is needed, debt settlement in Houston could be the ticket to affordable debt freedom.

If you live in Houston Texas, a Texas debt consolidation company is important since companies not in Texas may not understand the debt relief Texas laws. Consumer protection laws are much higher in the state of Texas and could allow for additional benefits if adequately utilized. Debt Redemption Texas Debt Relief is also able to help with pre-existing creditor lawsuits. Using a separate top-rated Texas creditor lawsuit defense attorney, Debt Redemption Texas Debt Relief clients in Houston can benefit from low-cost legal services. The legal services provided by the Debt Defense attorney in Texas are with a special arrangement with Debt Redemption Texas Debt Relief.

Debt Redemption Texas Debt Relief has multiple offices in Texas and provides debt management services in Houston Texas, as well as the entire state of Texas. Debt Redemption Texas Debt Relief does not offer Houston Texas debt consolidation loans but will recommend several options when it will benefit Houston residents. Debt Redemption Texas Debt Relief does provide credit counseling Houston Texas debt management plans and debt relief Houston Texas plans. Houston debt negotiation and Houston debt settlement is available. Debt forgiveness Texas Debt Relief will outline your options and offer a free, no-obligation consultation for Houston debt relief or consolidation.

Call 832-810-0050 to learn more about Debt Relief and Debt Consolidation in Houston Texas

Debt Redemption Client Experiences

Austin M.
Austin M.
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My wife and I lost a third of our income after the pandemic started. Our entire household was struck with COVID, which marked the beginning of our downward financial spiral. Due to late payments, the interest on most of our 26 credit cards and 186K debt hit 29%. While stepping into my truck one morning, a man handed me court documents from Discover. We knew at that point we had to do something, but we also knew we would not be able to make the debt go away in bankruptcy due to our income. We met with a bankruptcy attorney anyway to see if anything could be done, and he recommended we liquidate investments since we could not afford chapter 13 payments. I heard about debt relief companies, but my sister-in-law advised us against them after she used another company in ******* and received non-stop harassment calls from creditors. She was also upset she had to pay that company 25% of her debt for fees.Not considering any debt relief service, my wife and I saw Debt Redemption on the **** 5 news and found reviews of other people with large debt situations using this company specifically. Being based in *********** and advertising lower fees than other companies, we decided to make an appointment with *********************** and ended up signing up the same day. All debt collectors stopped calling, and we never had to show up to court for the lawsuit. The lawsuit was dismissed with a savings of over 19K on the one debt alone. After two years in the program, they have settled most of our debts for less than we expected. If it werent for COVID, we would never have been in this situation, but thankfully the program is affordable with **** and Debt Redemption doing everything they said they would and more. My wife and I will always encourage anyone who needs help with massive debt to reach out to this company.
Jonathan R.
Jonathan R.
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$147,000 between high interest credit cards and personal loans became to much to handle after our small business had a reduction in revenue. We contacted other debt consolidation type companies and besides no locations in Texas, none of them offered anything thing like what we recieved here. Jack was very professional and took a lot of time to explain several options and programs available to us. After we enrolled, the creditors stopped calling and we are paying less than a third of what we were paying the creditors with the very high interest rates. I highly recommend them if you need help with debt. Thank you!
Read More Reviews at the Better Business Bureau

How to Receive Debt Relief or Debt Consolidation in Houston, Texas

The fastest way to get help is to call now. You may also select your debt amount with the slider and use the form above for a free and no-obligation consultation with a Texas Debt Specialist.

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Debt Consolidation Loan Houston, Credit Counseling Houston, and Debt Relief  Houston, Consultations are Free of Charge with No Obligation.

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  • 832-810-0050
  • Debt Redemption, Two Allen Center, 1200 Smith St.
    Houston, Texas, 77002

Debt Consolidation Houston, Texas, Credit Counseling Houston, Texas, and Debt Relief Houston, Texas Consultations are free of charge with no obligation. Debt Redemption is not a lender but provides a marketplace to receive loan offers from our network of lenders. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before fees of 15% over a 24-48 month period. Individual results may vary based on the ability to save sufficient funds, ability to complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are available in Texas. Logos used are the property of their respective owners.

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