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469-663-6311

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Resolve Credit Card Debt and Personal Loans
in as Little as 24 - 48 Months
Resolve Credit Card Debt
and Personal Loans in
as Little as
24 - 48 Months

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Debt Consolidation in Duncanville, Texas

If you experience trouble keeping up with your monthly payments to several creditors, consolidating your debts with a loan may be wise. It enables you to pay off all your creditors and streamlines. This is because there is only one monthly payment to keep track of for the lender.

Many people in Duncanville are struggling financially and frequently don’t have enough money to get through the month. The only option you may have is to use credit to make up for the shortfall. But your debt will likely increase if you do not pay off all your credit cards each month. This explains the high rate of debt consolidation services in Duncanville, Texas. Debt Consolidation In Duncanville Texas

What are the requirements for debt consolidation?

Borrowers must meet the requirements for income and creditworthiness to get approved for a debt consolidation loan. This is especially important if they are dealing with a new lender. A letter of employment, two months’ worth of statements for each credit card or loan you desire to pay off, and letters from creditors or repayment agencies are some of the information you may need to provide. However, even in Duncanville, Texas the kind of proof you’ll need frequently varies on your credit history. If you are using a credit counseling service or decide to use the debt settlement process, you may not need as much information. However, proof of your financial hardship is always helpful.

After creating your debt consolidation strategy, consider how you will manage your money moving forward. In a debt settlement program, your negotiator will determine this and the sequence in which creditors get settled and paid. If you are trying to pay the debt off on your own, consider the debt with the highest interest rate first. Instead, you could start with the lower-interest debt that stresses you more. Then, go to the higher-interest loans; for example, a personal loan that has damaged relationships with family members.

Although making a single payment will be more convenient, with any new loan,  you should also consider how much the loan will ultimately cost. Although you can have a reduced monthly payment with a debt consolidation loan, you might wind up paying higher interest rates throughout the loan. Therefore, only take out a loan if you are confident in your ability to make the repayments. Otherwise, look into a credit counseling or debt settlement program. Bankruptcy may be your only choice if neither of those options are affordable, although you may be able to use a debt settlement program that provides a monthly amount that is less than half compared to paying high-interest minimum payments.

Call 469-663-6311 for a Duncanville Texas Debt Consolidation or Debt Relief Consultation.

Debt Redemption Client Experiences

Austin M.
Austin M.
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My wife and I lost a third of our income after the pandemic started. Our entire household was struck with COVID, which marked the beginning of our downward financial spiral. Due to late payments, the interest on most of our 26 credit cards and 186K debt hit 29%. While stepping into my truck one morning, a man handed me court documents from Discover. We knew at that point we had to do something, but we also knew we would not be able to make the debt go away in bankruptcy due to our income. We met with a bankruptcy attorney anyway to see if anything could be done, and he recommended we liquidate investments since we could not afford chapter 13 payments. I heard about debt relief companies, but my sister-in-law advised us against them after she used another company in Arizona and received non-stop harassment calls from creditors. She was also upset she had to pay that company 25% of her debt for fees.Not considering any debt relief service, my wife and I saw Debt Redemption on the Channel 5 news and found reviews of other people with large debt situations using this company specifically. Being based in San Antonio and advertising lower fees than other companies, we decided to make an appointment with Jack Brandon and ended up signing up the same day. All debt collectors stopped calling, and we never had to show up to court for the lawsuit. The lawsuit was dismissed with a savings of over 19K on the one debt alone. After two years in the program, they have settled most of our debts for less than we expected. If it werent for COVID, we would never have been in this situation, but thankfully the program is affordable with Jack and Debt Redemption doing everything they said they would and more. My wife and I will always encourage anyone who needs help with massive debt to reach out to this company.
Jonathan R.
Jonathan R.
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$147,000 between high interest credit cards and personal loans became to much to handle after our small business had a reduction in revenue. We contacted other debt consolidation type companies and besides no locations in Texas, none of them offered anything thing like what we recieved here. Jack was very professional and took a lot of time to explain several options and programs available to us. After we enrolled, the creditors stopped calling and we are paying less than a third of what we were paying the creditors with the very high interest rates. I highly recommend them if you need help with debt. Thank you!

How to Receive Debt Consolidation in Duncanville, Texas

The fastest way to get help is to call now. You may also select your debt amount with the slider and use the form above for a free and no-obligation consultation with a Texas Debt Specialist.

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Debt Consolidation Duncanville, Texas, Debt Consolidation Loans, Duncanville, Texas, Credit Counseling, Duncanville, Texas, and Debt Relief Duncanville, Texas, Consultations are Free of Charge with No Obligation.

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Debt Consolidation Duncanville, Texas, Credit Counseling Duncanville, Texas, and Debt Relief Duncanville, Texas Consultations are free of charge with no obligation. Debt Redemption is not a lender but provides a marketplace to receive offers from our network of lenders. Clients who make monthly program payments generally experience an approximate 45% reduction of their enrolled balance before our performance fee of 15% and any optional third-party fees.  Individual results may vary based on the ability to save sufficient funds, ability to complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Optional separate legal services may be offered by affiliated attorneys and any associated attorney fees are separate from those charged by Debt Redemption Inc. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are available in Texas. Logos used are the property of their respective owners. 

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